Top Paying Online Casinos in NZ
When it comes to deciding which online casino to choose to play slots, there are quite a few factors to take into consideration. Graphics, welcome bonuses, software providers, and more. But if you’re playing to win, or you simply want to receive the money you’ve earned, you should consider casino payout above anything else.
What does it take to be one of the best paying casinos? First, the casino needs to publicly publish its payouts. This is most commonly done through third-party auditors such as eCOGRA. After they audit a casino (usually monthly), they publish the payout information. This data is broken into different categories, including casino games and online pokies. These findings can be used to compare which casinos are hot and which are not.
The best payout casinos are not necessarily the ones that payout the fastest, but that pay out the highest amounts with the smallest amount of hassle possible. If you’re looking for the fastest payout NZ casinos, we have the Fastest Payout Casinos page for that. But if you’re looking for the highest Return to Player (RTP) payout casinos, you’re in the right place.
Highest Paying Online Casinos in New Zealand for 2023
#1 Best Payout Casino
Jackpot City is a classy and popular online casino in New Zealand with a great collection of pokies
|Play Now||$100+ 140 Free Spins||
#2 Best Payout Casino
SkyCity Casino has become one of the most popular online casinos in New Zealand and they live up to their reputation
|Play Now||$1000+ 100 Free Spins||
#3 Best Payout Casino
Enjoy Lucky Days Casino and their beautiful design, great selection of pokies and lucrative welcome bonus
|Play Now||$1000+ 200 Free Spins||
#4 Best Payout Casino
Wildz Casino is offering a large selection of games to fit any players needs
#5 Best Payout Casino
With an elegant design and a decent welcome bonus, Ruby Fortune Casino is offering the best Microgaming slots
|Play Now||$3000+ 600 Free Spins||
#6 Best Payout Casino
Voted Online Casino of the Year 2018, LeoVegas Casino is one of the best NZ online casinos and has the best mobile casino
#7 Best Payout Casino
Spin Casino offers a great welcome bonus and a great variety of Microgaming slots
|Play Now||$1500+ 120 Free Spins||
#8 Best Payout Casino
Excellent casino choice for NZ players with a verity of game option to choose from
|Play Now||$2500 + 250 Free Spins||
#9 Best Payout Casino
Enter the kingdom of King Billy – an online casino with a great interface for both desktop and mobile play
|Play Now||$2450+ 321 Free Spins||
#10 Best Payout Casino
Jackpot Molly gives you an explosive welcome bonus – $2450 +321 Free Spins
5 Top Paying Online Casinos (December 2023)
Online casinos provide updated payout rates each month, and we keep an eye on it to make sure we present you with the best and most updated information, so you play only in the highest payout online casinos.
RTP, or Return to Player, is a crucial factor to consider when choosing an online casino because it indicates how much of the bets placed on casino games are expected to be returned to players as winnings over time.
The 5 top-paying online casinos in New Zealand with the highest return-to-player are:
- Jackpot City Casino (98.40% RTP)
- Lucky Days (97.90% RTP)
- SkyCity Casino (97.80% RTP)
- Wildz Casino (97.60% RTP)
- Ruby Fortune Casino (97.55% RTP)
1. Jackpot City Casino 98.40% RTP
Payout percentage: 98.40%
Probably the most famous, and all-time best online casino payouts in the world. Any seasoned Kiwi online pokie player has at least visited the website, if not regularly plays there. At 98.40% this is without a doubt one of the highest payout percentage casinos in all of New Zealand. All games are provided exclusively by Microgaming and Jackpot City offers professional customer support and fast payout times which average 2-3 days. To maximize the pokie fun, be sure to check out their unparalleled bonuses and get exclusive Jackpot City NZ free spins on selected games.
2. Lucky Days 97.90% RTP
Payout Percentage: 97.90%
With an out-of-this-world design, more than one thousand pokies, and one of the highest RTP percentages around, what’s not to love about Lucky Days Casino? To top it off there’s a welcome bonus of $1000 + 100 free spins and a spotless reputation thanks to a license from the Malta Gambling Authority. You can spend hours playing some of the most popular pokies from developers like Microgaming, NetEnt, Evolution Gaming, Play’n Go, and Quickspin.
3. SkyCity Casino 97.80% RTP
Payout Percentage: 97.80%
SkyCity online casino may not be very old, but they have years of expertise. How? SkyCity took their knowledge running some top land-based casinos in New Zealand to create a unique online casino Kiwi players just can’t get enough of. With thousands of pokies and a Malta Gambling Authority license, you can’t go wrong at SkyCity Casino. Enjoy games from some of the most well-known game creators like NetEnt, Microgaming, Play’n GO, and Yggdrasil.
4. Wildz Casino 97.60% RTP
Payout percentage: 97.60%
Another top favorite online casino with New Zealand payers, Wildz Casino is licensed with the MGA and its reputation is very positive among players. This casino has great bonus offers including free spins, excellent customer support available around the clock, and quick payout times. At Wildz, you’ll find over 3000 of pokies and games from all the major gaming providers like Microgaming, NetEnt, Quickspin, and many more.
5. Ruby Fortune Casino 97.55% RTP
Payout percentage: 97.55%
This is a great NZ online casino that features a wonderful bonus and fast payout times. Ruby Fortune is a popular casino among NZ players for its new and updating pokie game selection, unique VIP promotions, and payout trustworthiness. On top of that, you can expect a smooth gaming experience with a 24/7 support team available.
RTP is a critical factor for both players and online casinos. It provides players with insight into the expected returns from a game and helps them make informed choices. For casinos, it’s a way to design games that are profitable while still providing entertainment value to players, and being able to make sure players earn while they play.
New Zealand players should consider choosing a casino with a payout percentage of 97% or more for several reasons. Firstly, a higher RTP means better odds of winning over the long term, offering a greater chance to come out ahead. Secondly, it signifies that the casino is transparent about its payouts and is likely to be fair and reputable. Thirdly, it allows players to make informed decisions, maximizing their chances of profitability. Ultimately, opting for a higher RTP casino ensures a more favorable and potentially rewarding gaming experience.
the table below showcases the top-paying online casinos in New Zealand, each offering an exceptional online casino payout percentage:
|#||Online Casino||Payout Percentage||Top Features|
|1.||Jackpot City Casino||98.40%||Exclusive Microgaming games, fast payouts|
|2.||Lucky Days||97.90%||1000+ pokies, $1000 + 100 free spins welcome bonus|
|3.||SkyCity Casino||97.80%||Thousands of pokies, licensed by Malta Authority|
|4.||Wildz Casino||97.60%||3000+ pokies, 24/7 customer support, quick payouts|
|5.||Ruby Fortune Casino||97.55%||Fast payouts, VIP promotions, 24/7 support|
Best Payout Casino Games
Beyond a casino with a high payout percentage, there are also a number of high payout casino games. This includes European Roulette, where the house edge is only 2.7%, and Poker. Unlike casino games like Blackjack, Poker is not only a matter of chance but also requires some skill. This gives players an advantage over the house. However, because other players are involved, it’s not possible to determine the exact RTP, but it is sure to be on the higher end.
There are also a lot of high-payout pokies, which we absolutely love.
Some examples of these are Goblin’s Cave with an RTP of 99.32%, Dragon Dance with an RTP of 97.49%, and Alchemist’s Lab with an RTP of 97.32%. As a player looking to win big, the best combination you can find is a slot or game with a high RTP at an online casino with a high RTP. This will increase your chances of winning a large sum of money.
To find any of these high payout slot games, just find a high payout online casino that features the relevant software provider, and search for the game title in the game library. The high payout percentages have contributed to the popularity of these slot games, so they should be easy to find.
|Online Slots Game||RTP%||Software Provider|
|Finn and The Swirly Spin||96.62||NetEnt|
Choosing a Top Paying Online Casino
As previously mentioned, the number one thing to look at when choosing a top-paying online casino NZ is RTP. Now, if you’re new to the online casino scene, this may be a little surprising. In NZ you’ll always find RTPs of at least 90%, but they aren’t considered high RTP until they surpass 96%. To find out more about a specific online casino, go through our NZ casinos list. You’ll find detailed reviews, including information on RTP and available payment methods, which will help you choose the right top paying online casino for you.
The way that payout percentages are calculated is based on a comparison between the amount of money won and the amount of money wagered at a given online casino. An example of this would be an online casino publishing a high RTP of 97%.
What this means is that for every $100 wagered, $97 is paid out in winnings. It is also important to note that this figure is determined by adding up the combined action of all games across the entire casino. It does not mean that each player that bets $100 gets $97 back. That being said, you’ll want to play at online casinos with an RTP of 95% or higher.
Criteria For a Best Paying Online Casino
The speed and efficiency of payouts are crucial considerations when selecting an online casino. Reputable casinos committed to player satisfaction ensure that withdrawal requests are processed promptly, often within a few hours. This ensures that you can access your winnings quickly and conveniently when you win. Legitimate casinos typically have transparent withdrawal policies and reasonable processing times, making it easier for players to enjoy their winnings without delays or complications. Fast payouts casinos contribute to a seamless and enjoyable gaming experience, further enhancing the appeal of high RTP casinos in New Zealand.
The differences between a licenced casino and a non-licenced casino are endless. If you choose to play at an unlicenced casino, you could be putting yourself at risk of your data – including your bank details – being stolen. In New Zealand, the best casinos are licenced by the Malta Gambling Authority (MGA) or the UK Gambling Commission (UKGC). Having these licences ensures that online casinos are legitimate and operate fairly.
There are a number of auditing groups, the most famous being eCOGRA, which regularly audits casinos to make sure they are operating according to the law. eCOGRA publishes these documents, so if you see one you’ll know you’re playing at the right casino.
Known Game Developers
An online casino can’t exist without game developers. Software developers want their games to be played, but only according to the regulations, which is why they opt to have their games audited. If you see a big-name developer, like Microgaming, NetEnt, or NextGen, you can rest assured that this casino is legit.
This doesn’t mean that a casino with a less well-known gaming developer isn’t legitimate, but the other software developers may not undergo audits. In that case it is possible that the casino is fair, but the specific games may not be. If you happen to find a casino and don’t recognize any of the software developers, you’ll want to verify that those developers are operating legally and won’t steal your data before registering an account there.
Legitimate Payment Options
Winning a jackpot is only as good as the payment options available to retrieve it. When signing up with a casino, make sure to look over which payment providers are available. If you see names like Neteller, Skrill, Paysafe Card, Visa, Mastercard, and Maestro, you’re in good hands. If you only see payment options you’ve never heard of, or a casino that does not accept New Zealand bank accounts, leave the site and go look for a better and safer online casino.
Beyond checking which payment options are available, you’ll want to look at how long each option takes to make a withdrawal. Usually, they are under 3 days. Additionally, you should read the terms and conditions to see what the withdrawal limit is, and how a million-dollar jackpot is paid out. Often they are paid out over the course of many years.
One of the best things about online casinos in New Zealand is that they create an online community of players. Many players take it upon themselves to write casino reviews on every aspect of an online casino. Read some reviews to see what your fellow players have to say about a casino’s payout policies and issues. If they gave a casino a bad review regarding their payout rate, you might want to stay away from it. The best payout casinos will not have negative reviews about their payment processes, delays, policies, or RTP percentages.
If you can find all of these criteria at an NZ online casino, you won’t have to worry about your data or your payouts. This will allow you to focus on enjoying the pokies, and perhaps winning a large jackpot.
To find any of these high payout slot games, just find a high payout online casino that features the relevant software provider, and search for the game title in the games library. The high payout percentages have contributed to the popularity of these slot games, so they should be easy to find.
Top Paying Casinos Through the Years
Some of the Top paying online casinos from 2022 include:
- JackpotCity Online Casino
- Leovegas Online Casino
- Lucky Days Casino
- Wildz Casino
Some of the Top paying online casinos from 2021 include:
- Ruby Fortune online casino
- Royal Panda online casino
- All Slots online casino
- Captain Cooks online casino
Final Word on Best Payout Online Casinos
Kiwis, it’s important to remember that a casino with a low RTP can result in fewer or smaller wins, and registering with a non-regulated casino can have dire consequences. Make sure whatever casino you choose next has a high RTP, secure payment options, and is licensed and regularly audited.
Best Payout Casinos FAQs
- What Is a Payout Percentage/RTP?
A payout percentage is an estimated amount that a player will receive after a certain amount of plays at a casino. The percentage is determined by independent auditors.
- What Is the Criteria for the Best Payout Online Casino?
A best payout casino must have an RTP of at least 96%. On top of that, the casino must operate legitimately and fairly.
- If an Online Casino Has a One Week Withdrawal Time, How Can It Be A Best Payout Casino?
Withdrawal time is not a factor in calculating a best payout casino. As long as the casino has a minimum payout of 96% it can be considered a best payout casino, regardless of withdrawal time.
- How Can I Find a Casinos’ RTP?
Some online casinos will display their RTP on their website. If you can’t find it on a casino’s site you should be able to find it on a trusted casino review forum.
- Are Payout Percentages Guaranteed?
The answer to that question is twofold. If the casino is operating legally, then yes, the RTP is guaranteed, but does that mean that you will, without a doubt, win back at least the equivalent percentage? Not necessarily. RTP is a casino-wide average, not determined by each player. So if you deposit $100 to a casino with an RTP of 97%, an average of $97 will be won back, but it’s not guaranteed. Today you may win much more than your $100, or walk away with much less.
- Are Best Payout Casinos and Fast Payout Casinos the Same?
A best payout casino has a high RTP, while a fast payout casino has withdrawals that are under 48 hours. Sometimes best payout casinos are also fast payout casinos, but not always.
- What is a good payout percentage?
A good payout percentage in an online casino is typically above 95%, with higher percentages, such as 97% or more, considered excellent.
- Is a higher payout percentage always better?
While a higher payout percentage generally indicates better odds for players, it’s not the only factor to consider. Game variety, bonuses, and overall casino reputation also play a role in the overall gaming experience.
- Can you win games with lower RTP?
Yes, it’s possible to win in games with low RTP, but they may offer fewer winning opportunities over the long term compared to higher RTP games. Short-term wins are still achievable.